LILY INVESTMENT STRATEGIES

"Strategic, Adaptive, and Disciplined Wealth Management for Optimal Growth."

At Lily Wealth Management, we employ asset management strategies designed to minimize risk while maximizing returns. Our approach focuses on achieving risk-adjusted returns by carefully selecting the right mix of asset types and strategically adjusting allocations based on real market conditions and our clients risk profile. Our money management strategies are both agile and disciplined—allowing us to adapt but avoid impulsive, emotional decisions.

THE BARBELL ECONOMY PORTFOLIOS

25,000,000 Houses Short
More jobs open than people to fill them
- to keep up with demand
Contributing to the "Production squeeze" we experienced, driving "inflation fears" - no in rearview.
Jewelry stores driving record engagement ring sales
Wedding locations booked 18+ months out
Next? More everything a whole new batch of births

This Portfolio focuses on companies with a long-term history of consistent annual dividend growth. Underlying that quantitative process, we focus on companies we feel are “in the way” of coming waves of demand as the next generation takes control of the US economy – using the same benefits of the Barbell Economy. History shows dividends play a positive role in returns over long periods of time for patient investors. Another advantage of dividend paying strategies is that the dividends themselves reduce the volatility as well as the types of companies that pay consistent dividends are also inherently less volatile than growth companies.

"Biotech is the chosen sector of the Baby Boomer end of the Barbell Economy, where data suggest powerful tech, medical and scientific forces are all converging to bring significant health benefits to all generations" Mike Williams. The significance of those changes are set to be life-changing and can hold important value for the patient investor. Even so, it is vitally important that all investors using this particular portfolio understand that the volatility is surely higher than what many other portfolios have historically shown. This demands patience and discipline, along with a long-term horizon, permitting values to unfold over time while bringing life-changing treatments and services topatients needing such solutions around the world.

The Portfolio puts less weight on current dividend income and instead places more focus on companies which management feels are expanding within the economic channels defined by the Barbell Economy and unfolding demographic trends. Given a higher focus on perceived future growth characteristics, all investors can expect a greater range of volatility during difficult or strained market conditions. The portfolio consists of companies with growth objectives and/or strategies we feel are within the expected channels of expansion as the generations which weigh heavily on the Barbell effect in the US economy age into the years ahead. It remains our view that as the 2020s and 2030s unfold, growth is set to continue to surprise to the upside, even as markets are compressed during normal, expected setback windows of time and potholes ahead.

Generation Y is the most technologically advanced generation to ever inhabit the planet. The impact their technological prowess will have on our lives will redefine the word change. And when we say change – we mean change in ways that cannot be comprehended or defined effectively today. The tech world will bring tools, cloud channels, deep software and gadgets to us at light speed – all of which will make life easier, more efficient, closer. The power of Generation Y, their record size and the powder keg of technology they have grown up on and are creating daily, is collectively set to power all of us into a reality which will shock our senses. The price? A demand for patience and discipline - and acceptance of more volatile positions and a portfolio which will likely change more often due to buyouts and/or replacements.

The Foundation portfolio provides clients a solution as they build for their future steps in wealth management. Designed for accounts up to $150,000, this portfolio builds around the projected demand channels of the Barbell Economy® and its future expansion. The interest was to provide for multi-cap platform exposure for clients looking to buildout their future plans. Generation Y (followed by Gen Z) make up the most technologically advanced generations to ever inhabit the planet. The impact their technological prowess will have on our lives will redefine the word “change.” And when we say change – we mean change in ways that cannot be comprehended or defined effectively today. The issue? It is a bit more difficult to provide for a comparable index, so we have included a broad market index, a large cap index and a small cap index for transparency and full perspective.

The Barbell Digital Assets Portfolio combines conservative, stable digital assets with selective exposure to high-growth cryptocurrencies and blockchain-based investments, offering diversification and risk-adjusted returns. The global acceptance and demand of non FIAT currency is developing before our eyes. "It is as relevant for third world countries as it is for the largest global power houses. Demand will be driven from all generations." Mike Williams

Focused Growth Strategy

The Focused Growth portfolio is a concentrated, momentum-driven investment strategy designed for aggressive growth within retirement accounts such as IRAs and 401(k)s. The portfolio consists of 10 equally weighted stocks across 7–10 diverse industry groups, selected based on strong earnings performance and Wall Street reaction post-earnings. This disciplined approach avoids value investing and instead focuses on relative strength, holding positions for a 90-day window through earnings season. The strategy allows for tactical flexibility, including temporary cash positions during market rotations, and has historically shown that the majority of selected stocks outperform their benchmarks, offsetting any underperformance.

Lily Strategy Risk Profile

Ultra Conservative/Guaranteed

Guaranteed Income through annuities with insurance companies
Generating income you can never outlive
You can also guarantee liftime income for your spouse, if that is a priority